
APAL Surplus Alliance Your Trusted Partner in Recovering Surplus Funds.

If we’ve contacted you, our research has identified a confirmed surplus from a past property sale. These funds are legally yours. We only reach out when we have verified a valid claim is available for recovery.

We dive deep into the county records to validate your claim. Our experts review every detail of the foreclosure sale to ensure all documentation is in order. We don't start the process until we are certain we can win your case.

We present our findings and explain exactly how we’ll recover your money. Our agreement is simple and strictly contingency-based: we only earn a fee when you receive your check. No upfront costs, no hidden fees, and total transparency throughout the process.

Our expert recovery specialists take over the complex tasks. We draft the required forms, certify them with a notary, and deliver your case to the relevant local or county agency. We maintain rigorous standards to bypass hurdles or legal issues. We guarantee all data is correct, thorough, and delivered on schedule at all times.

When the filing is complete, we provide ongoing oversight throughout the official review and distribution phase. We stay in constant contact with the county or agency processing your recovery and offer consistent updates as the case moves forward.

When the agency approves your claim for distribution, we alert you at once. The capital is delivered specifically to you by physical check or bank wire. We’ll offer full documentation of the case and handle any last inquiries you still have.
Surplus funds — also called excess proceeds — are the leftover money from a foreclosure sale after the mortgage balance, liens, and related costs have been fully paid. If your property sells for more than what you owed, that remaining amount belongs to you and can be claimed.
If your property was sold at a foreclosure auction and the sale generated funds above what was owed in debts and fees, you may be eligible to claim the surplus. Our team can help assess your eligibility by reviewing the relevant sale details and court records
Confirming your eligibility to claim surplus funds after a foreclosure sale.
Collecting the necessary documentation and court records to support your claim.
Preparing and submitting the claim to the appropriate county, court, or state office.
Monitoring and following up to ensure your claim is processed and resolved.
No — we work on a contingency basis, which means you won’t pay anything upfront. We only receive a fee if and when we successfully recover your funds, so there’s no financial risk to you.
The time it takes to recover surplus funds can vary based on how complex your case is and how quickly the county processes claims. In many cases, the process takes several weeks to a few months, and in more involved situations it may take longer. Our team works hard to move things along efficiently and keeps you updated at every step.
By coordinating directly with the county, we make sure your surplus funds claim is handled correctly. You don’t pay a dime until your funds are successfully recovered, so our goals are completely aligned with yours.

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